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Woke Capitalism: Big Bank Announces Race-Based Program

Banks were considered ‘predatory’ a mere six or seven years ago for loosening/tightening lending practices based on race. The left was constantly up in arms for what they claimed was racial discrimination by Big Banks that required proof of financial security before issuing massive loans.

Meanwhile, it shouldn’t be considered predatory for a bank to do its due diligence before handing over large sums of money to customers. Meeting certain financial requirements has always been common practice by banks to ensure recipients are capable of paying back loans — it’s common sense!

Somewhere down the line, the financial industry became rife with racial activism and Big Banks were being accused of discriminating against non-white Americans. Well, the tables have officially turned. Big Banks have now begun to discriminate against white Americans!

The Bank of America found no issue with using a white person’s taxpayer money in 2009 when they were desperate for a bailout. On the brink of bankruptcy and total collapse, Big Banks begged the federal government to provide them with massive sums of cash — and Obama agreed!

The Emergency Economic Stabilization Act of 2008 (paid for by taxpayers) was a life raft for the drowning banking industry.

And how do they pay us back?

By discriminating against white people, that’s how!

The Bank of America announced it will not require down payments on loans in certain primarily Black and Hispanic neighborhoods in five U.S. cities.

The new program from Bank of America is “aimed at helping first-time homebuyers in Black and Hispanic neighborhoods by offering mortgages that don’t require down payments, closing costs or minimum credit scores,” according to Bloomberg. The loans will also not require mortgage insurance.

The trial program is being rolled out “in certain Black/African American and/or Hispanic-Latino neighborhoods” in five U.S. cities: Detroit; Miami; Los Angeles; Dallas; and Charlotte, North Carolina.

Dubbed the “Community Affordable Loan Solution,” the program will determine eligibility not by credit score, but numerous other factors, such as a borrower’s history of paying rent or utility bills on time.

Credit scores are often disregarded by progressive activists who claim black people have a harder time improving their rating, thus making it more difficult to get approved for loans. This is the same “voting rights” argument that claims black Americans find it more difficult to get an ID than white Americans.

Not a single progressive activist has been able to explain that one.

Author: Nolan Sheridan


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